The Best Free Checking Accounts

Did you know that the average bank charges around $13 per month for a checking account?

That’s insane. That’s almost $160 per year. Not to mention minimum balance fees, ATM fees, cashier’s check fees, debit card transaction fees, foreign transaction fees, and inactivity fees.

Look, I’m not one to worry about minor expenses. You can find loans from

But I think it’s ludicrous to spend money on something when there’s amazing options for free.

You shouldn’t be spending a single dollar on your checking account. If you have been, make the switch now. You’ll save thousands of dollars over your lifetime.

The 8 Best Free Checking Accounts

For free checking accounts, these are our top picks.

Charles Schwab High Yield Investor Checking Account

The Charles Schwab High Yield Investor Checking Account offers a .15% APY with no monthly fee and no minimum balance if you have a Schwab One brokerage account.

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